A clearer daily picture

Money,
minus the
mystery.

Your balance tells you what you have. Pennywise tells you what you can safely spend.

Pennywise overview showing a phone, spending trend, and account summary
Safe to spend

Know what remains after the important things.

Bills, commitments, goals, and your chosen buffer are counted before spending money reaches the plan.

Current balance$5,000
Bills and commitments− $2,150
Chosen buffer− $450
Safe to spend$2,400
The Pennywise answer

Income, commitments, room to spend.

A week in plain English

Your money should explain itself.

Instead of another dashboard full of red and green, Pennywise tells you what materially changed and what still fits the plan.

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THIS WEEK+$312

More room than expected because two bills posted lower than forecast.

WATCHDining

$46 above your normal four-week range. Your monthly plan still works.

NEXT$180

Safe to move toward your travel goal after Friday's recurring payments clear.

Start with the number you need

Know what is safe before you spend it.

Get started →